FlashCredit Terms & Conditions

This page is a human-readable summary of the FlashLoan-style digital credit agreement used by FLASH USDT for FlashCredit products. The legally binding version is the full PDF agreement generated per TXID and Contract ID.

1. Nature of the Product

FlashCredit provides a temporary, unsecured digital credit facility in the form of FLASH USDT-based assets. The credit behaves in a FlashLoan-style manner with clearly defined repayment obligations, rather than being an unconditional sale of tokens.:contentReference[oaicite:9]{index=9}

2. Principal, Interest and Repayment

• The Borrower receives a defined amount of FLASH USDT (e.g. 100,000 USDT) under the credit agreement.:contentReference[oaicite:10]{index=10}
• The Borrower must repay the full principal plus applicable fees and interest to the specified repayment address.
• The maximum repayment period is 365 (three hundred sixty-five) calendar days from the date of disbursement.:contentReference[oaicite:11]{index=11}
• Repayment can be made in one lump sum or multiple instalments, as long as the total is received by the final due date.:contentReference[oaicite:12]{index=12}
• An annualised interest rate of 13.7% applies to the outstanding principal for the duration of the credit period.:contentReference[oaicite:13]{index=13}
• Late repayment beyond 365 days may trigger penalty interest and additional recovery costs borne exclusively by the Borrower.:contentReference[oaicite:14]{index=14}

3. On-Chain Records and TXID Evidence

All disbursement and repayment transfers are executed on-chain (e.g. TRON, Ethereum, BSC or Bitcoin). The corresponding TXIDs and logs act as conclusive and binding evidence of the existence, timing and amount of the credit transaction.:contentReference[oaicite:15]{index=15}

• The Borrower is fully responsible for choosing the correct destination address and network.
• Mis-sent funds, transfers to third-party wallets or incorrect addresses are not the Provider's responsibility.:contentReference[oaicite:16]{index=16}

4. Default and Enforcement

A Default Event occurs if the Borrower fails to repay the full principal and charges within the 365-day period, attempts to evade repayment or engages in suspicious / prohibited activities.:contentReference[oaicite:17]{index=17}

In case of Default Event, the Provider may:

• Declare the entire outstanding debt immediately due and payable.
• Suspend, restrict or permanently block platform access.
• Forward the case to external collection agencies and legal counsel.
• Report the Borrower to fraud-prevention and credit intelligence networks where legally permitted.:contentReference[oaicite:18]{index=18}

5. Risk Disclosure and Compliance

• Digital asset markets are volatile and speculative; the Borrower bears full market risk for the loaned assets.:contentReference[oaicite:19]{index=19}
• The Provider operates under internal AML, CTF, sanctions screening and fraud-prevention standards.:contentReference[oaicite:20]{index=20}
• Use of the assets for illegal activities (e.g. narcotics, human trafficking, terrorism financing, sanctions evasion) is strictly prohibited and may be reported to authorities.:contentReference[oaicite:21]{index=21}

6. Borrower Acknowledgement

• By submitting a TXID and using the platform, the Borrower confirms they have read, understood and accepted the Agreement and platform terms.
• The Borrower confirms that the receiving wallet is under their exclusive control and that their identity / contact information is accurate.:contentReference[oaicite:22]{index=22}
• The Borrower accepts that the Contract ID, TXID and cryptographic hash of the Agreement may be used as evidence in disputes or investigations.:contentReference[oaicite:23]{index=23}

7. Digital Signature, Hash and PDF Agreement

Each Agreement is bound to a unique Contract ID and a SHA-256 hash linking the TXID, core transaction data and agreement text. Any alteration after issuance will produce a hash mismatch and may render the document invalid.:contentReference[oaicite:24]{index=24}

On the TXID Verification Page you can export the full legal PDF of your individual Agreement, including signatures, timestamps, explorer link and cryptographic digest.

8. Language and Governing Law

The English version of the Agreement is the primary reference. Governing law and competent courts may depend on the Provider’s domicile and operational structure at the time of any dispute as described in the full Agreement.

This summary does not replace the full digital credit agreement. In case of discrepancies, the detailed PDF Agreement tied to your TXID and Contract ID shall prevail.